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By: JP

Kevin – Thanks for your post. As Rich said, buying health insurance on your own can be extremely confusing the first go around. I was wondering if you had any thoughts on two items: 1. How does Obama...

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By: Kevin @ Ask For Benefits

Health insurance is a confusing minefield – great job in bringing some clarity. But everything may be changing in 2014 when/if the new Affordable Care Act becomes active. Any choice people make for...

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By: Kevin M

Hi Rich–The high deductible with an HSA is a great way to do it, especially if you’re healthy. You save on the premiums with the high deductibles and cover the rest with the HSA. And if you don’t spend...

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By: Kevin M

Hi Edward–What you’re saying is completely true. With the full implementation of healthcare reform taking place on 1/1/2014 we’re in a transition phase right how. This is a tough time to by health...

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By: Kevin M

Hi Kevin–You’re posing excellent questions. Based on my research, pending healthcare reform will be a real gamechanger. The bill is so complex and far reaching that I don’t believe there’s any way we...

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By: Kevin M

Hi JP–On your first question, I think we’ll have to wait and see how Obamacare plays out. I expect major revisions once it’s fully implemented, and we can’t even begin to guess what those will look...

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By: Kevin M

I’m sorry…in #4 I meant to say “are there any significant exclusions…”

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By: JP

Kevin – Thanks for your thoughts. You make a good point on #2. Outsource to and expert! Here is a good overview (although a bit dated) of Obamacare in case you’re interested:...

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By: Rich@MoneyWisePastor

Wouldn’t it have been nice if Congress had provided vouchers so that uninsured people could open their own HSA which they can control, instead of creating another massive bureaucracy that is now...

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By: Kevin M

It reminds me of a saying I heard many years ago, “A giraffe is a horse designed by Congress”. They might mean well, but everything seems to go haywire with group decisions. Simple solutions are...

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